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Sarah Terrio

Gastonia, NC
3.5C year-end 2025
143 matches · 96W–47L · seasons 2019–2026
Bump probability
3.03.54.0lowhigh
Where this rating stands today. Taller means more likely.
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The dashed lines are the edges of your band. The three shaded areas are exactly the three percentages below — area here is the chance of one outcome for you, not a count of players.
3.47
estimated dynamic rating
Where the rating sits now, on 12 matches this season · USTA never publishes this number
0%
down to 3.0
66%
stay 3.5
34%
up to 4.0
Projected to December: 0% down · 91% stay · 9% up, from a year-end estimate of 3.39. Lower than today’s 3.47 because form regresses — players this far into their band partway through a season have historically finished nearer the middle of it. Keep playing at this level and the numbers above are the ones that hold.

A 3.5 runs from 3.01 to 3.50. This rating sits in the top of the band, and every match moves it.

Our estimate, not a USTA figure.
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scale measured at this point of 2023 on 2160 players. It moves when you play, and occasionally when we improve the model. USTA publishes year-end ratings in December, which is when this gets graded against what actually happened.
Where you rank
Gastonia · 3.5
4 of 7
NC · 3.5
140 of 293
By our estimated rating, not the published level.
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Sarah is ranked against players at the same level in the same place. The published level is identical for everyone in a band, so it cannot separate them — our estimate can. Groups smaller than five are not ranked at all, because a placing out of two is noise dressed as standing.
Over timerating by season, and how you rank
Rating by season

Sarah has been 3.5 for all 7 seasons on record, but moved a long way inside it — from the middle of the band to the top.

3.03.52019202120222023202420252026

The line is our estimate; the horizontal lines are level boundaries, so crossing one is a bump. Hollow points are years we inferred from the level played the following season, because USTA publishes a current rating but no history.

How you rank at your level
At 3.5, Sarah has gone from the 93rd to the 45th percentile of players at that level, 2019 to 2026.

Percentile compares the same level in the same season, by share of games won. Mixed is shown for context — USTA rules exclude it from your adult rating unless mixed is all you play.

By level5 levels played
3.5
66%
35W–18L · 57.2% of games
6.5
70.6%
12W–5L · 60.4% of games
7.5
75%
12W–4L · 61.4% of games
3.5mixed
80%
12W–3L · 62.6% of games
7.0mixed
68%
17W–8L · 61.1% of games

Games won matters more than matches won — NTRP adjusts on margins.

Match history143 matches
W
Karen Bowman / Gary Ushermixed
2026-07-08 · #1 Doubles · 3.5 · with MARK TERRIO
mixed — doesn't count toward your NTRP rating
6-1, 6-1
W
Allen Ramsey / Karen Fostermixed
2026-06-19 · #3 Doubles · 3.5 · with MARK TERRIO
mixed — doesn't count toward your NTRP rating
6-1, 7-6
W
2026-06-17 · #2 Doubles · 3.5 · with MARK TERRIO
+0.000better than expected — took 71% of games against 57% expected
6-2, 6-3
W
2026-06-08 · #1 Doubles · 3.5 · with MARK TERRIO
+0.000better than expected — took 68% of games against 62% expected
7-5, 6-1
L
Karen Bowman / David Bowmanmixed
2026-06-03 · #1 Doubles · 3.5 · with Giles Beal
mixed — doesn't count toward your NTRP rating
2-6, 6-4, 1-0
W
Evelyn Wenzel / Malia Lewis
2026-04-10 · #3 Doubles · 3.5 · with Barbara Anne Romero
expectation pending — we're still fetching an opponent's record
7-6, 6-2
L
Paris Loesch / Molly Morris
2026-04-03 · #1 Doubles · 3.5 · with Melissa Chitu
expectation pending — we're still fetching an opponent's record
6-4, 6-3
W
Kimberly Godwin / Virginia Herran
2026-03-30 · #1 Doubles · 3.5 · with Denise Bost
expectation pending — we're still fetching an opponent's record
7-5, 6-2
W
Rebecca Cooper / Kathy Harborne
2026-03-27 · #1 Doubles · 3.5 · with Denise Bost
expectation pending — we're still fetching an opponent's record
7-6, 4-6, 1-0
L
2026-03-20 · #2 Doubles · 3.5 · with Barbara Anne Romero
expectation pending — we're still fetching an opponent's record
6-7, 6-1, 1-0
L
Elaine Myers / Esther Craig
2026-03-09 · #2 Doubles · 3.5 · with Denise Bost
expectation pending — we're still fetching an opponent's record
3-6, 6-4, 1-0
W
Barbara Northrup / Kathy King
2026-03-02 · #2 Doubles · 3.5 · with Denise Bost
expectation pending — we're still fetching an opponent's record
6-4, 4-6, 1-0
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Not affiliated with or endorsed by the USTA. Rating shown is the published USTA year-end figure; match data is from USTA TennisLink.