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Pam Zimbalist

Encinitas, CA
4.5A year-end 2025
72 matches · 21W–51L · seasons 20212026
Bump probability
4.04.55.0lowhigh
Where this rating stands today. Taller means more likely.
i
The dashed lines are the edges of your band. The three shaded areas are exactly the three percentages below — area here is the chance of one outcome for you, not a count of players.
3.81
estimated dynamic rating
Where the rating sits now, on 7 matches this season · USTA never publishes this number
99%
down to 4.0
1%
stay 4.5
0%
up to 5.0
Projected to December: 89% down · 11% stay · 0% up, from a year-end estimate of 3.90. Higher than today’s 3.81 because players this far below their band have historically finished nearer the middle of it.

A 4.5 runs from 4.01 to 4.50. This rating sits in the bottom of the band, and every match moves it.

Our estimate, not a USTA figure.
i
scale measured at this point of 2023 on 2160 players. It moves when you play, and occasionally when we improve the model. USTA publishes year-end ratings in December, which is when this gets graded against what actually happened.
Where you rank
Encinitas · 4.5
5 of 5
CA · 4.5
84 of 89
By our estimated rating, not the published level.
i
Pam is ranked against players at the same level in the same place. The published level is identical for everyone in a band, so it cannot separate them — our estimate can. Groups smaller than five are not ranked at all, because a placing out of two is noise dressed as standing.
Over timerating by season, and how you rank
Rating by season

Pam has been a steady 4.5 across all 6 seasons on record.

4.04.5202120222023202420252026

The line is our estimate; the horizontal lines are level boundaries, so crossing one is a bump. Hollow points are years we inferred from the level played the following season, because USTA publishes a current rating but no history.

How you rank at your level
At 4.5, Pam has gone from the 21st to the 15th percentile of players at that level, 2021 to 2025.

Percentile compares the same level in the same season, by share of games won. Mixed is shown for context — USTA rules exclude it from your adult rating unless mixed is all you play.

By level2 levels played
4.5
25.5%
12W–35L · 39.8% of games
9.0
33.3%
7W–14L · 44.1% of games

Games won matters more than matches won — NTRP adjusts on margins.

Match history72 matches
W
2026-08-03 · #3 Doubles · 9.0 · with Kelley McNaught-Davis Hess
+0.016better than expected — took 65% of games against 56% expected
7-6, 6-1
L
Kathleen Gallo / Patricia Matsuoka
2026-07-13 · #3 Doubles · 9.0 · with Kelley McNaught-Davis Hess
expectation pending — we're still fetching an opponent's record
6-2, 6-0
L
Fiona Taylor / Masako Wilson
2026-07-06 · #3 Doubles · 9.0 · with Kelley McNaught-Davis Hess
expectation pending — we're still fetching an opponent's record
6-1, 7-5
L
2026-06-08 · #3 Doubles · 9.0 · with Triva Bridges
expectation pending — we're still fetching an opponent's record
0-6, 6-3, 1-0
W
Monika Wimmer / Fiona Taylor
2026-06-03 · #3 Doubles · 4.5 · with Prentiss van Den Berg
expectation pending — we're still fetching an opponent's record
7-6, 6-3
W
Angie Arnold / Shannon Dixon
2026-05-20 · #3 Doubles · 4.5 · with Kelley McNaught-Davis Hess
expectation pending — we're still fetching an opponent's record
6-2, 5-7, 1-0
W
Marissa Moser / Yoon Choi
2026-01-21 · #3 Doubles · 4.5 · with Elvia Martinez
expectation pending — we're still fetching an opponent's record
6-1, 7-5
W
Sandra Coimbra / Margaret Hulme
2025-07-28 · #3 Doubles · 9.0 · with Kelley McNaught-Davis Hess
expectation pending — we're still fetching an opponent's record
5-7, 7-5, 1-0
L
Valveta Jones / Carol Gay
2025-07-07 · #3 Doubles · 9.0 · with Kelley McNaught-Davis Hess
expectation pending — we're still fetching an opponent's record
7-5, 5-7, 1-0
L
2025-06-23 · #3 Doubles · 9.0 · with Triva Bridges
expectation pending — we're still fetching an opponent's record
6-2, 6-1
L
2025-06-04 · #2 Doubles · 4.5 · with Kelly Villasenor
+0.023about as expected — took 25% of games against 26% expected
6-3, 6-1
W
Carol Gay / Debbie Gerlack
2025-06-02 · #3 Doubles · 9.0 · with Kelley McNaught-Davis Hess
expectation pending — we're still fetching an opponent's record
3-6, 7-5, 1-0
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