Teams

WI Adult 40&O 3.5W GML Lake Country WAC Berg

2025 WI Adult 40 & Over · WI Adult 40 & Over 3.5 (Eve) Women

15 players · average NTRP 3.39 / WISCONSIN

View scouting list →
Schedule9 played
W#1 DoublesAnnette Herbert / Natalie Reaume vs Carolyn Hottinger / Candace Wendlick6-1, 6-3
W#1 SinglesMegan Scheff vs Wendy Cartwright6-3, 7-5
W#2 DoublesCarrie Banda / Natalie Shafer vs Jane Mlenar / Connie Kocourek6-4, 6-2
W#3 DoublesJill Gardetto / Karen Banaszak vs Stacy Blattner / Anja Beckmann7-5, 7-6
W#4 DoublesJennifer Aune / Margie Mesker-Grimm vs Cathy Rozewicz / Shelley Burns6-4, 6-2
W#1 DoublesElizabeth Lindquist / Natalie Shafer vs Lanette Maurina / Lisa Weiler4-6, 6-3, 1-0
L#1 SinglesJennelle Torgersen vs Suzanne Olivieri1-6, 6-4, 0-1
W#2 DoublesAnnette Herbert / Natalie Reaume vs Cari Alberts / Jennifer Klug6-3, 6-1
W#3 DoublesKaren Banaszak / Jill Gardetto vs Renita Domek / Tracy Huml1-6, 6-3, 1-0
L#4 DoublesBeth Hlava / Margie Mesker-Grimm vs Flavia Jorge / Peggy Whitmer3-6, 1-6
L#1 SinglesJennelle Torgersen vs Laurie Quernemoen4-6, 4-6
L#1 SinglesJennelle Torgersen vs Jennifer Hernandez2-6, 1-6
W#1 SinglesMegan Scheff vs Amy Pulokas6-1, 6-0
W#2 DoublesKaren Banaszak / Carrie Banda vs Susan Giroux / Michelle Colosimo6-0, 6-3
W#1 DoublesElizabeth Lindquist / Megan Scheff vs Cathy Rozewicz / Melissa Breitzman6-1, 6-2
W#1 SinglesAfton Baier vs Wendy Cartwright6-3, 6-1
W#2 DoublesKaren Banaszak / Jill Gardetto vs Janice Gardetto / Carolyn Hottinger6-1, 6-0
W#3 DoublesCarrie Banda / Natalie Shafer vs Jane Mlenar / Connie Kocourek6-0, 6-1
W#4 DoublesMargie Mesker-Grimm / Jessica Foley vs Shelley Burns / Kate McKenzie6-2, 6-1
L#1 DoublesKaren Banaszak / Elizabeth Lindquist vs Lanette Maurina / Lisa Weiler3-6, 3-6
W#1 SinglesAfton Baier vs Cari Alberts6-4, 6-1
W#2 DoublesAnnette Herbert / Megan Scheff vs Jennifer Klug / Kathy Kort6-3, 6-4
L#3 DoublesJessica Berg / Jennelle Torgersen vs Jill Polkow / Tracy Huml4-6, 3-6
W#4 DoublesNatalie Shafer / Jennifer Aune vs Sam Gardner / Flavia Jorge6-4, 6-2
W#1 DoublesAfton Baier / Megan Scheff vs Melanie Kuzmanovic / Kerri Huebner1-6, 7-5, 1-0
L#1 SinglesJennelle Torgersen vs Laurie Quernemoen5-7, 6-7
W#2 DoublesKaren Banaszak / Annette Herbert vs PATRICIA EICHTEN / Jennifer Mortonson3-6, 6-3, 1-0
L#1 DoublesElizabeth Lindquist / Karen Banaszak vs Susan Kalbach / Anne Daniels7-5, 4-6, 0-1
W#2 DoublesJessica Berg / Megan Scheff vs Karen Moskow / Christine Wiesbrock6-4, 6-2
L#3 DoublesMargie Mesker-Grimm / Jill Gardetto vs Mary Smith / Tracy Reese2-6, 3-6
A tie can be incomplete. Tell us if someone is missing.
i
Grouped by tie — one fixture, several lines. A line shows only when a player on it is someone we have indexed, so an early-season tie for a newly-added team can look short. This also means the line count here will not match the header, which counts individual player appearances.

Flight standings for WI Adult 40 & Over 3.5 (Eve) Women have not been collected yet. Where we have them we show every team in the flight ranked, with this team highlighted. The crawler is still filling in older seasons and flights.

ScoutingWhere each opponent usually plays

Signed-in extra: whether this captain plays strict strength order or mixes it up, from every doubles line they have put out. Create a free account to see it.

Roster averages 3.16 estimated across 7 rated players. No lineup is published in advance, so the column below is where each player has actually been used — a captain's habits are the best available forecast. Sign in and claim your record to see who you have played.

3.56
Carrie Banda
usually #2 Doubles 67%, also #3 Doubles 33% · published 3.5
3.40
Megan Scheff
usually #2 Doubles 33%, also #1 Doubles 33% · published 3.5
3.32
Elizabeth Lindquist
usually #1 Doubles 50%, also #3 Doubles 33% · published 3.5
Afton Baier
usually #1 Singles 100% · published 3.5
Annette Herbert
usually #2 Doubles 67%, also #1 Doubles 33% · published 3.5
3.21
Karen Banaszak
usually #2 Doubles 43%, also #1 Doubles 29% · published 3.5
2.98
Jill Gardetto
usually #3 Doubles 75%, also #2 Doubles 25% · published 3.5
2.82
Jennelle Torgersen
usually #1 Singles 80%, also #3 Doubles 20% · published 3
2.80
Beth Hlava
usually #3 Doubles 60%, also #2 Doubles 20% · published 3
Jennifer Aune
usually #4 Doubles 100% · published
Jessica Berg
published
Jessica Foley
usually #4 Doubles 100% · published
Margie Mesker-Grimm
usually #4 Doubles 100% · published
Natalie Reaume
usually #1 Doubles 50%, also #2 Doubles 50% · published
Natalie Shafer
usually #2 Doubles 25%, also #4 Doubles 25% · published
Established pairs

Doubles pairs from this roster with three or more matches together anywhere — ordered by performance against what the rating gap predicted, not by record.

Jill Gardetto + Karen Banaszak5258% games+1.8% vs expected
Elizabeth Lindquist + Karen Banaszak2341% gamesnot enough data
Margie Mesker-Grimm + Beth Hlava134 matchesnot enough data
Karen Banaszak + Annette Herbert134 matchesnot enough data
Jennelle Torgersen + Annette Herbert033 matchesnot enough data
Jessica Berg + Afton Baier303 matchesnot enough data
Roster

Ordered by our estimated dynamic rating, which is why two players at the same published level are not tied — a published 4.0 says nothing about where inside the band someone sits. Lines played in this team’s season are shown beside each name.

3.5
Carrie Banda
15W–9L career · 3 lines in 2025
<1%32%68%
3.56
3.5
Megan Scheff
22W–14L career · 6 lines in 2025
<1%77%23%
3.40
3.5
Elizabeth Lindquist
33W–23L career · 6 lines in 2025
1%91%9%
3.32
3.5
Afton Baier
24W–4L career · 2 lines in 2025
not enough data
3.5
Annette Herbert
10W–12L career · 3 lines in 2025
not enough data
3.5
Karen Banaszak
31W–23L career · 7 lines in 2025
5%93%1%
3.21
3.5
Jill Gardetto
27W–35L career · 4 lines in 2025
55%45%<1%
2.98
3
Jennelle Torgersen
24W–29L career · 5 lines in 2025
1%91%8%
2.82
3
Beth Hlava
50W–50L career · 5 lines in 2025
1%93%6%
2.80
Jennifer Aune
3W–3L career · 2 lines in 2025
not enough data
Jessica Berg
9W–16L career · no lines in 2025
not enough data
Jessica Foley
6W–13L career · 1 line in 2025
not enough data
Margie Mesker-Grimm
10W–25L career · 3 lines in 2025
not enough data
Natalie Reaume
2W–0L career · 2 lines in 2025
not enough data
Natalie Shafer
6W–4L career · 4 lines in 2025
not enough data

Three percentages are where each player stands right now: the chance they are below their band, inside it, or above it, on the way they are playing this season. The number on the right is our estimated dynamic rating, which USTA never publishes. This is today rather than a forecast of December, because a forecast has to assume future matches and cannot know whether someone will even be offered them. Percentages are blank where a player has too few matches this season, or at a level where the model does not yet beat a base-rate guess; the estimate is a weaker claim than a probability and survives where those do not.

Not affiliated with or endorsed by the USTA. Ratings labelled as published are USTA year-end figures; anything we describe as an estimate is ours, not USTA’s. Match data is from USTA TennisLink.