Teams

Palmer 4.5 Fall

2026 USTA League Adult 40 & Over - Fall 2025- HSV · 4.5 WOMEN 40N3D

12 players · average NTRP 4.00 / ALABAMA

No matches recorded for this roster in this league — it may be a placeholder registration, or the season may not have started.

View scouting list →
Schedule8 played
2025-11-05vs McCracken\Bolen 4.5 40&OverLost 02
L#1 DoublesLouise Carter / Thanh Boyer vs Desiree Bartlett / Kristina Stenberg1-6, 6-7
L#2 DoublesLauren Plott / Karen Lee vs Susan Short / Melanie Williams4-6, 0-6
2025-11-03vs HU - WilesLost 03
L#1 DoublesKristy Haraway / Lensey Smith vs Jamie Hoffman / Amy Schnorrenberg1-6, 3-6
L#2 DoublesLouise Carter / Marla Wood vs Leslie Pensa / Karen Strickland1-6, 5-7
L#3 DoublesCheryl Saunders / Leah Horton vs Ashley Fiore / Janet Meko0-6, 0-6
2025-11-02vs McCracken\Bolen 4.5 40&OverSplit 11
L#1 DoublesLauren Plott / TAMMY HALL vs Callie Schweitzer / Desiree Bartlett2-6, 0-6
W#2 DoublesCheryl Saunders / Louise Carter vs Yvette Bolen / Mary Swinney7-5, 6-4
2025-10-27vs McCracken\Bolen 4.5 40&OverLost 03
L#1 DoublesNermein Lotfy / Lauren Plott vs Mary Swinney / Melanie Casillas3-6, 0-6
L#2 DoublesThanh Boyer / Louise Carter vs Callie Schweitzer / Desiree Bartlett1-6, 1-6
L#3 DoublesKaren Lee / Kristy Haraway vs Susan Short / Melanie Williams5-7, 1-6
2025-10-20vs HU - WilesLost 02
L#1 DoublesTAMMY HALL / Louise Carter vs Cindy Morgan / Shelley Porter1-6, 1-6
L#2 DoublesLauren Plott / Kristy Haraway vs Sandra Wiles / Linda Powell0-6, 2-6
2025-10-14vs McCracken\Bolen 4.5 40&OverLost 03
L#1 DoublesRachel Carpenter / Leah Horton vs Callie Schweitzer / Mary Swinney2-6, 5-7
L#2 DoublesTAMMY HALL / Cheryl Saunders vs Susan Short / Leila Rowan2-6, 0-6
L#3 DoublesMarla Wood / Nermein Lotfy vs Stephanie Steele / Melanie Casillas0-6, 5-7
2025-10-12vs HU - WilesLost 03
L#1 DoublesTAMMY HALL / Kristy Haraway vs Cindy Morgan / Linda Powell0-6, 1-6
L#2 DoublesRachel Carpenter / Leah Horton vs Karen Strickland / Ginny Pylant2-6, 0-6
L#3 DoublesMarla Wood / Cheryl Saunders vs Sandra Wiles / Morgan Coulter0-6, 1-6
2025-10-02vs HU - WilesLost 03
L#1 DoublesKaren Lee / Thanh Boyer vs Ashley Fiore / Amy Schnorrenberg0-6, 1-6
L#2 DoublesLouise Carter / Cheryl Saunders vs Janet Meko / Jamie Hoffman2-6, 1-6
L#3 DoublesNermein Lotfy / Lensey Smith vs Sandra Wiles / Karen Strickland3-6, 1-6
A tie can be incomplete. Tell us if someone is missing.
i
Grouped by tie — one fixture, several lines. A line shows only when a player on it is someone we have indexed, so an early-season tie for a newly-added team can look short. This also means the line count here will not match the header, which counts individual player appearances.
Flight standings2 teams · 4.5 WOMEN 40N3D
TeamWLInd. WInd. LSets lostGames lost
1McCracken\Bolen 4.5 40&Over6217718172
2Palmer 4.5 Fall0812346290

Ordered by team wins, then losses, then sets lost — the order USTA uses to seed a flight. Individual wins are lines, not ties.

See the full flight, with every team’s record

ScoutingWhere each opponent usually plays

Signed-in extra: whether this captain plays strict strength order or mixes it up, from every doubles line they have put out. Create a free account to see it.

Roster averages 3.66 estimated across 12 rated players. No lineup is published in advance, so the column below is where each player has actually been used — a captain's habits are the best available forecast. Sign in and claim your record to see who you have played.

3.86
Kristy Haraway
usually #2 Doubles 38%, also #3 Doubles 25% · published
3.82
Nermein Lotfy
usually #1 Doubles 40%, also #3 Doubles 40% · published
3.73
Louise Carter
usually #2 Doubles 40%, also #1 Doubles 40% · published
3.70
Rachel Carpenter
usually #2 Doubles 67%, also #3 Doubles 17% · published
3.67
Leah Horton
usually #3 Doubles 50%, also #1 Doubles 33% · published
3.66
Thanh Boyer
usually #2 Doubles 33%, also #1 Doubles 33% · published
3.64
Lauren Plott
usually #1 Doubles 50%, also #1 Singles 25% · published
3.63
Cheryl Saunders
usually #2 Doubles 67%, also #3 Doubles 22% · published 4
3.60
Lensey Smith
usually #1 Doubles 40%, also #3 Doubles 40% · published
3.58
TAMMY HALL
usually #1 Doubles 57%, also #2 Doubles 14% · published
3.55
Marla Wood
usually #3 Doubles 60%, also #2 Doubles 40% · published
3.48
Kristy Palmer
published
Established pairs

Doubles pairs from this roster with three or more matches together anywhere — ordered by performance against what the rating gap predicted, not by record.

Leah Horton + Kristy Palmer6260% games+5.1% vs expected
Louise Carter + Thanh Boyer4260% games+4.3% vs expected
Lensey Smith + Kristy Haraway71248% games−0.3% vs expected
Rachel Carpenter + Leah Horton81248% games−2.3% vs expected
Leah Horton + Cheryl Saunders7747% games−9.2% vs expected
Cheryl Saunders + Marla Wood3347% games−13.5% vs expected
Louise Carter + Cheryl Saunders3346% gamesnot enough data
Rachel Carpenter + Cheryl Saunders134 matchesnot enough data
Roster

Ordered by our estimated dynamic rating, which is why two players at the same published level are not tied — a published 4.0 says nothing about where inside the band someone sits. Lines played in this team’s season are shown beside each name.

Kristy Haraway
80W–61L career · 8 lines in 2026
<1%85%14%
3.86
Nermein Lotfy
44W–68L career · 5 lines in 2026
1%91%8%
3.82
Louise Carter
59W–54L career · 10 lines in 2026
4%94%2%
3.73
Rachel Carpenter
48W–42L career · 6 lines in 2026
6%93%1%
3.70
Leah Horton
69W–53L career · 6 lines in 2026
9%90%1%
3.67
Thanh Boyer
35W–37L career · 6 lines in 2026
10%89%<1%
3.66
Lauren Plott
53W–73L career · 8 lines in 2026
14%85%<1%
3.64
4
Cheryl Saunders
63W–60L career · 9 lines in 2026
15%85%<1%
3.63
Lensey Smith
45W–59L career · 5 lines in 2026
21%79%<1%
3.60
TAMMY HALL
19W–28L career · 7 lines in 2026
26%74%<1%
3.58
Marla Wood
6W–23L career · 5 lines in 2026
36%64%<1%
3.55
Kristy Palmer
52W–83L career · no lines in 2026
56%44%<1%
3.48

Three percentages are where each player stands right now: the chance they are below their band, inside it, or above it, on the way they are playing this season. The number on the right is our estimated dynamic rating, which USTA never publishes. This is today rather than a forecast of December, because a forecast has to assume future matches and cannot know whether someone will even be offered them. Percentages are blank where a player has too few matches this season, or at a level where the model does not yet beat a base-rate guess; the estimate is a weaker claim than a probability and survives where those do not.

Not affiliated with or endorsed by the USTA. Ratings labelled as published are USTA year-end figures; anything we describe as an estimate is ours, not USTA’s. Match data is from USTA TennisLink.