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Monica Sferro

Charlotte, NC
4.5C year-end 2025
69 matches · 41W–28L · seasons 20222026
Bump probability
4.04.55.0lowhigh
Where this rating stands today. Taller means more likely.
i
The dashed lines are the edges of your band. The three shaded areas are exactly the three percentages below — area here is the chance of one outcome for you, not a count of players.
4.13
estimated dynamic rating
Where the rating sits now, on 5 matches this season · USTA never publishes this number
5%
down to 4.0
95%
stay 4.5
0%
up to 5.0

A 4.5 runs from 4.01 to 4.50. This rating sits in the lower half of the band, and every match moves it.

Our estimate, not a USTA figure.
i
scale measured at this point of 2023 on 2160 players. It moves when you play, and occasionally when we improve the model. USTA publishes year-end ratings in December, which is when this gets graded against what actually happened.
Where you rank
Charlotte · 4.5
2 of 5
NC · 4.5
7 of 13
By our estimated rating, not the published level.
i
Monica is ranked against players at the same level in the same place. The published level is identical for everyone in a band, so it cannot separate them — our estimate can. Groups smaller than five are not ranked at all, because a placing out of two is noise dressed as standing.
Over timerating by season, and how you rank
Rating by season

Monica has been 4.5 for all 4 seasons on record, but moved a long way inside it — from the bottom of the band to the middle.

4.04.52023202420252026

The line is our estimate; the horizontal lines are level boundaries, so crossing one is a bump. Hollow points are years we inferred from the level played the following season, because USTA publishes a current rating but no history.

How you rank at your level
At 4.5, Monica has gone from the 58th to the 71st percentile of players at that level, 2023 to 2026.

Percentile compares the same level in the same season, by share of games won. Mixed is shown for context — USTA rules exclude it from your adult rating unless mixed is all you play.

By level5 levels played
4.5
45.8%
11W–13L · 49.7% of games
8.5
73.7%
14W–5L · 59.6% of games
4.5mixed
20%
1W–4L · 38.5% of games
8.0mixed
78.6%
11W–3L · 59.6% of games
9.0mixed
75%
3W–1L · 55.9% of games

Games won matters more than matches won — NTRP adjusts on margins.

Match history69 matches
L
Leslie Peterson / Janet Steyl
2026-07-15 · #1 Doubles · 4.5 · with Holly Disser
expectation pending — we're still fetching an opponent's record
6-7, 6-4, 1-0
L
Suzannah Hicks / Amanda Jarman
2026-07-08 · #1 Doubles · 4.5 · with Ami Stein
expectation pending — we're still fetching an opponent's record
6-7, 6-4, 1-0
W
Zuzana Bombardier / Cristy Travaglino
2026-07-01 · #1 Doubles · 4.5 · with Ami Stein
expectation pending — we're still fetching an opponent's record
6-4, 7-6
W
Lisa Anderson / Lisa Stewart
2026-06-24 · #1 Doubles · 4.5 · with Kelley Schoeneck
expectation pending — we're still fetching an opponent's record
6-2, 6-4
W
Allison Homan / Heather Shaw
2026-06-10 · #1 Doubles · 4.5 · with Holly Disser
expectation pending — we're still fetching an opponent's record
6-2, 6-2
W
2025-07-07 · #1 Doubles · 4.5 · with Kelley Schoeneck
+0.024better than expected — took 62% of games against 50% expected
7-5, 6-3
L
Lisa Anderson / Liza Dumler
2025-07-02 · #1 Doubles · 4.5 · with Wendy Lutgring
expectation pending — we're still fetching an opponent's record
6-4, 2-6, 1-0
L
Cynthia Nicholson / Ashley Smith
2025-06-18 · #1 Doubles · 4.5 · with Rachael Schuler
expectation pending — we're still fetching an opponent's record
6-4, 6-4
L
2025-06-11 · #1 Doubles · 4.5 · with Kelley Schoeneck
0.019below expectation — took 32% of games against 43% expected
6-1, 7-5
L
Cristy Travaglino / Kristin Verrill
2025-06-04 · #1 Doubles · 4.5 · with Kelley Schoeneck
expectation pending — we're still fetching an opponent's record
6-2, 6-2
W
Lindy Gignac / Ashley Smith
2025-05-28 · #1 Doubles · 4.5 · with Kelley Schoeneck
expectation pending — we're still fetching an opponent's record
6-1, 6-2
W
Michelle Ziewacz / Jenny Duncan
2025-05-05 · #2 Doubles · 4.5 · with Xersalyn Threet
expectation pending — we're still fetching an opponent's record
6-2, 6-1
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Not affiliated with or endorsed by the USTA. Rating shown is the published USTA year-end figure; match data is from USTA TennisLink.