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Tamara Gallagher

Charlotte, NC
3.5A year-end 2025
371 matches · 231W–140L · seasons 2022–2026
Bump probability
3.03.54.0lowhigh
Where this rating stands today. Taller means more likely.
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The dashed lines are the edges of your band. The three shaded areas are exactly the three percentages below — area here is the chance of one outcome for you, not a count of players.
3.62
estimated dynamic rating
Where the rating sits now, on 44 matches this season · USTA never publishes this number
0%
down to 3.0
6%
stay 3.5
94%
up to 4.0
Projected to December: 0% down · 45% stay · 55% up, from a year-end estimate of 3.51. Lower than today’s 3.62 because form regresses — players this far above their band partway through a season have historically finished nearer the middle of it. Keep playing at this level and the numbers above are the ones that hold.

A 3.5 runs from 3.01 to 3.50. This rating sits in the top of the band, and every match moves it.

Our estimate, not a USTA figure.
i
scale measured at this point of 2023 on 2160 players. It moves when you play, and occasionally when we improve the model. USTA publishes year-end ratings in December, which is when this gets graded against what actually happened.
Where you rank
Charlotte · 3.5
19 of 56
NC · 3.5
39 of 112
By our estimated rating, not the published level.
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Tamara is ranked against players at the same level in the same place. The published level is identical for everyone in a band, so it cannot separate them — our estimate can. Groups smaller than five are not ranked at all, because a placing out of two is noise dressed as standing.
Over timerating by season, and how you rank
Rating by season

Tamara has been a steady 3.5 across all 5 seasons on record.

3.03.520222023202420252026

The line is our estimate; the horizontal lines are level boundaries, so crossing one is a bump. Hollow points are years we inferred from the level played the following season, because USTA publishes a current rating but no history.

How you rank at your level
At 3.5, Tamara has gone from the 82nd to the 45th percentile of players at that level, 2022 to 2026.

Percentile compares the same level in the same season, by share of games won. Mixed is shown for context — USTA rules exclude it from your adult rating unless mixed is all you play.

By level10 levels played
0.0
0W–3L
not enough matches yet
3.5
79.7%
51W–13L · 62.9% of games
4.0
57.6%
34W–25L · 50.5% of games
4.5
2W–1L
not enough matches yet
6.5
79.3%
23W–6L · 62.2% of games
7.5
64.1%
25W–14L · 52.8% of games
3.5mixed
60.9%
14W–9L · 55.6% of games
4.0mixed
37.9%
11W–18L · 46.8% of games
7.0mixed
25%
2W–6L · 41.5% of games
8.0mixed
37%
10W–17L · 43.8% of games

Games won matters more than matches won — NTRP adjusts on margins.

Match history371 matches
L
Ashley Hall
2026-07-27 · #1 Singles · 3.5
expectation pending — we're still fetching an opponent's record
6-2, 6-4
W
Cynthia Spera / Michele Collins
2026-07-26 · #2 Doubles · 4.0 · with Suzy Sandbo
expectation pending — we're still fetching an opponent's record
6-2, 6-2
L
Dana Holloman
2026-07-21 · #1 Singles · 3.5
expectation pending — we're still fetching an opponent's record
4-6, 6-2, 1-0
L
2026-07-16 · #2 Doubles · 4.0 · with Richard Gallagher
mixed — doesn't count toward your NTRP rating
7-5, 7-5
L
2026-07-15 · #2 Doubles · 4.0 · with Richard Gallagher
mixed — doesn't count toward your NTRP rating
6-2, 1-6, 1-0
L
Karen Morgan / Cameron Jonesmixed
2026-07-11 · #2 Doubles · 3.5 · with Chin Lin
mixed — doesn't count toward your NTRP rating
1-6, 6-3, 1-0
L
Rae Lynn Pope / Stephen Polacekmixed
2026-07-11 · #1 Doubles · 3.5 · with Chin Lin
mixed — doesn't count toward your NTRP rating
5-7, 6-3, 1-0
W
Susan McDonald / Cameron Jonesmixed
2026-07-09 · #1 Doubles · 3.5 · with Jamie ORourke
mixed — doesn't count toward your NTRP rating
7-6, 7-6
W
Kirk Olsen / Cynthia Speramixed
2026-07-08 · #2 Doubles · 4.0 · with Richard Gallagher
mixed — doesn't count toward your NTRP rating
6-4, 6-4
W
Maggie Webb / Kate Schumacher
2026-07-05 · #2 Doubles · 4.0 · with Michele Ovendorf
expectation pending — we're still fetching an opponent's record
6-2, 1-6, 1-0
W
David Tyson / Shanin Trivanovicmixed
2026-07-02 · #1 Doubles · 3.5 · with Jamie ORourke
mixed — doesn't count toward your NTRP rating
7-6, 6-1
L
Greg Unterberg / Kristen Unterbergmixed
2026-07-01 · #3 Doubles · 4.0 · with Jim Waud
mixed — doesn't count toward your NTRP rating
6-2, 6-3
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Not affiliated with or endorsed by the USTA. Rating shown is the published USTA year-end figure; match data is from USTA TennisLink.