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Rachel Montagne

Bend, OR
4.5C year-end 2025
54 matches · 26W–28L · seasons 20192026
Bump probability
4.04.55.0lowhigh

Where this rating stands today. Taller means more likely. The dashed lines are the band edges, and the three shaded areas are the three percentages below.

3.98
estimated dynamic rating
Where the rating sits now, on 3 matches this season · USTA never publishes this number
60%
down to 4.0
40%
stay 4.5
0%
up to 5.0
Projected to December: 37% down · 63% stay · 0% up, from a year-end estimate of 4.03. Higher than today’s 3.98 because players this far below their band have historically finished nearer the middle of it.

A 4.5 runs from 4.01 to 4.50. This rating sits in the bottom of the band, and every match moves it.

Our estimate, not a USTA figure — scale measured at this point of 2023 on 2160 players. Graded publicly in December when USTA publishes year-end ratings. It moves when you play, and occasionally when we improve the model.

Where you rank
OR · 4.5
167 of 226

Rachel is ranked among players at the same level in the same place, by our estimated dynamic rating — not the published level, which is the same for everyone in the band. Groups smaller than five are not ranked, because a placing out of two is noise dressed as standing.

Teams54 teams · 2006–2026
ACB-Montagne
2026 Adult 18 & Over · 4.5 Women (A18)
2026
SAC-Nash/Benedict
2025 Adult 40 & Over · 4.5 Women
2025
ACB-Carr/Sweeney
2025 Adult 18 & Over · 4.5 WOMEN
2025
Fun
2024 One Doubles · 4.5 Women
2024
ACB-Carr-Sweeney
2024 Adult 18 & Over · 4.5 WOMEN
2024
ACB-Bend
2024 Adult 40 & Over · 4.5 Women
2024
Over timerating by season, and how you rank
Rating by season

Rachel has been 4.5 for all 7 seasons on record, but moved a long way inside it — from the bottom of the band to the middle.

4.04.52019202020212023202420252026

The line is our estimate; the horizontal lines are level boundaries, so crossing one is a bump. Hollow points are years we inferred from the level played the following season, because USTA publishes a current rating but no history. The smaller, faded points — 2019, 2020, 2026 — rest on fewer than 5 matches, where the estimate is mostly the level the player was entered at rather than anything they did on court. Read the shape, not the value.

How you rank at your level
At 4.5, Rachel has gone from the 57th to the 30th percentile of players at that level, 2021 to 2025.

Percentile compares the same level in the same season, by share of games won. Mixed is shown for context — USTA rules exclude it from your adult rating unless mixed is all you play.

By level4 levels played
0.0
1W–1L
not enough matches yet
4.5
41.2%
14W–20L · 48.1% of games
8.0mixed
2W–0L
not enough matches yet
9.0mixed
85.7%
6W–1L · 55.8% of games

Games won matters more than matches won — NTRP adjusts on margins.

Match history54 matches
W
Janae Smith / Kailyn Fowler
2026-06-07 · #3 Doubles · 4.5 · with Tonya Dirk
0.002about as expected — took 63% of games against 61% expected
6-3, 6-4
L
2026-03-22 · #1 Doubles · 4.5 · with Jocelyn Becerril
0.017below expectation — took 35% of games against 44% expected
6-1, 7-6
L
Pam Edinger / Chris Bennion
2026-03-21 · #2 Doubles · 4.5 · with Virginia Koscielecki
+0.011about as expected — took 40% of games against 38% expected
6-4, 6-4
W
2025-04-26 · ACB-Carr/Sweeney · #1 Doubles · 4.5 · with Tonya Dirk
+0.032better than expected — took 59% of games against 45% expected
6-4, 7-5
L
2025-04-26 · ACB-Carr/Sweeney · #1 Doubles · 4.5 · with Tonya Dirk
0.027below expectation — took 45% of games against 57% expected
5-7, 6-3, 1-0
W
2025-04-25 · ACB-Carr/Sweeney · #2 Doubles · 4.5 · with Tonya Dirk
0.006about as expected — took 59% of games against 60% expected
6-4, 7-5
W
2025-03-08 · SAC-Nash/Benedict · #3 Doubles · 4.5 · with Jennifer Benedict
0.034below expectation — took 56% of games against 67% expected
6-2, 3-6, 1-0
L
2025-02-08 · SAC-Nash/Benedict · #1 Doubles · 4.5 · with Jennifer Benedict
+0.000below expectation — took 20% of games against 30% expected
6-3, 6-0
L
2025-01-24 · SAC-Nash/Benedict · #2 Doubles · 4.5 · with Jennifer Benedict
0.048below expectation — took 25% of games against 50% expected
6-1, 6-3
L
2024-06-16 · Fun · #1 Doubles · 0.0 · with Jennifer Benedict
0.004about as expected — took 53% of games against 53% expected
2-6, 6-4, 1-0
W
2024-06-15 · Fun · #1 Doubles · 0.0 · with Jennifer Benedict
+0.022better than expected — took 71% of games against 57% expected
6-3, 6-2
W
2024-05-05 · #2 Doubles · 4.5 · with Jennifer Benedict
0.007about as expected — took 50% of games against 54% expected
7-5, 3-6, 1-0
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Not affiliated with or endorsed by the USTA. Rating shown is the published USTA year-end figure; match data is from USTA TennisLink.